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Mobile Home Park Business Plan Template – Instant Download

Buying, building, or expanding a mobile home park? This lender-ready template gives you the structure and credibility to secure SBA financing, attract investors, and run operations with confidence. It’s written specifically for U.S. manufactured housing communities.

Delivered in Word and PDF, the plan models lot rent, occupancy and turnover, utilities, reserves, and CapEx. You’ll get underwriting-style assumptions, a defendable 3-year forecast, and lender-familiar sections, so reviewers can follow your numbers easily.

Use it for acquisitions, expansions, or refinancing. Edit comps, rent roll, pad counts, and infrastructure schedules for your market, then export a polished PDF for banks, credit unions, and partners.

BPlanMaker specialization: U.S. small-business plans with lender-friendly forecasts. We follow SBA-style sections, keep language practical, verify internal links, and review templates quarterly for accuracy.

Quick answer: An SBA-aligned mobile home park plan (Word & PDF) with Executive Summary, Market, Operations, Management, and a 3-year model for lots × rent, occupancy, utilities, and reserves—ready to customize and present.

  • U.S. focus with SBA-aligned sections and a defendable 3-year forecast.
  • Models rent steps, vacancy/turnover, utility pass-throughs, and reserve funding.
  • Operations mapped to real workflows: leasing, screening, maintenance, vendor stack, KPIs.

What’s Inside

  • Executive Summary — Property overview, strategy, milestones, funding ask.
  • Products & Services — Lot rentals, amenities, storage pads, RV/boat spaces, rules.
  • Market Analysis — Demand drivers, rent comps, affordability trends, pipeline risks.
  • Operations — Leasing workflow, screening, maintenance, vendors, compliance.
  • Marketing — Listings (MHVillage/Zillow), signage, referrals, waitlist management.
  • Management — Ownership structure, on-site manager duties, KPIs, reporting.
  • Financial Forecast — 3-year projections (rent, occupancy curve, expenses, CapEx, DSCR).

Methodology

  • SBA-style outline with lender-familiar headings and plain English.
  • Inputs you edit: lots, rents, steps, vacancy/turnover, utilities, reserves, CapEx.
  • Outputs: 3-year P&L, DSCR view, use-of-funds, and executive summary highlights.
  • Quarterly editorial review to keep terms, sourcing, and structure current.

Compliance & Licensing

Plan for local zoning, utility hookups, road standards, and park rules. Outline screening, fair-housing awareness, notices, and fee policies. Coordinate with licensed pros on environmental, engineering, and health/safety requirements. Templates are educational business documents, not legal advice.

Who Should Use This Plan

  • Real-estate investors acquiring or expanding a park.
  • First-time MHP operators seeking SBA or bank loans.
  • Owners refinancing or adding pads/amenities.
  • Property managers formalizing operations and KPIs.

Why Choose This Business Plan

Consultants can cost $700+ and delay underwriting. This template delivers the lender-trusted structure with a forecast that models rent steps, vacancy, utilities, and reserves, so your DSCR story holds up under scrutiny.

  • Risks: rent step pushback, turnover spikes, utility shocks, deferred maintenance.
  • Mitigations: phased increases with comps, renewal incentives, pass-through policy, reserve schedule and CapEx timeline.

Pricing & Costs / Break-Even

Price lot rent against local comps and occupancy. Define storage, pet, and late-fee policies, plus any utility pass-throughs. The model ties lots × rent, vacancy, and expenses to NOI and DSCR, so you can defend rate changes and reserve levels.

How do I write a mobile home park business plan?

Use an SBA outline: concise summary, demand and rent comps, operations and maintenance, management roles, and a 3-year model that connects lots and rates to NOI and DSCR. Include a clear use-of-funds and CapEx schedule.

BPlanMaker — Mobile Home Park Business Plan Template (U.S., SBA-aligned)

Industry Snapshot (U.S.)

Manufactured housing remains a critical affordability channel, with millions of households in land-lease communities. Current federal datasets track new home production, prices, and community trends. Operators who manage turnover, maintain infrastructure, and plan reserves protect NOI and property value. Lenders favor plans showing conservative vacancy, credible expense ratios, and DSCR coverage with a clear reserve policy.

Sources: U.S. Census — Manufactured Housing Survey (accessed Oct 2025); Manufactured Housing Institute — Communities in the U.S. (2025); FHFA — 2024 Manufactured Housing Communities Financing Note.

What You’ll Turn In

  • Polished business plan (Word & PDF) in SBA-aligned format.
  • Editable 3-year forecast (rent, occupancy, expenses, CapEx, DSCR).
  • Use-of-funds summary and lender-style Executive Summary.

What You’ll Customize

  • Lot count, rent steps, utility pass-throughs, and fee policies.
  • Occupancy curve, maintenance plan, vendors, and community rules.
  • Market comps, acquisition terms, and CapEx timeline.

What’s Not Included

  • Legal advice or jurisdiction-specific documents.
  • Environmental reports, surveys, or engineering drawings.
  • Financing commitments or third-party appraisals.

Frequently Asked Questions

Is this plan SBA-compliant?
Yes. It follows SBA expectations and includes a clear use-of-funds and a defendable 3-year forecast.
Can I adapt it for an existing park?
Absolutely—update the rent roll, vacancy/turnover, expense ratios, and CapEx to match your property.
Does it include tools/platform references?
Yes—listing channels (MHVillage, Zillow), accounting (QuickBooks), and simple KPI dashboards.
How fast can I present to lenders?
Many users localize comps, rent steps, and CapEx in a day, then export a clean PDF for review.
Will this help attract investors?
Yes—clear underwriting logic, DSCR focus, and a credible growth story speed evaluation.

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Ready to Open Your Mobile Home Park?

Every week you wait, competitors grab the best locations and early residents. This template saves $700+ in consulting fees and gets you lender-ready fast.

Start with a data-driven, funding-friendly plan investors trust — download, edit, and launch today.

Buy Now & Download Instantly – Start Your Mobile Home Park

Version: v1.00 • Update cadence: reviewed quarterly for accuracy

Questions before buying? Email email@bplanmaker.com — we respond fast.

Last updated: October 2025 by BPlanMaker.

Templates are educational business documents, not legal or tax advice.

BPlanMaker

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