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Psychic Services Business Plan Template – Instant Download

Imagine a steady calendar of readings—tarot, astrology, mediumship—booked by clients who trust your process and return month after month. This template gives you a lender-recognized roadmap to launch or scale a professional psychic practice in the U.S., whether you serve online, by phone, or in person.

Delivered in editable Word & PDF, the plan includes an SBA-aligned structure and a full 3-year financial forecast. You’ll map service tiers (30/60/90-minute readings), packages, memberships, and gift options—plus realistic assumptions for booking rates, no-shows, and seasonality.

Use the ready-made operations playbook (scheduling, intake/consent, ethics, privacy), social and referral marketing, and a lender-friendly narrative to present a credible practice to banks, landlords, and partners—without paying a consultant.

Why BPlanMaker? We specialize in lender-ready, industry-specific plans. Templates mirror SBA structure, cite reputable sources, and expose assumptions so reviewers can validate quickly.

  • 3-year forecast tied to sessions, packages, memberships, and show rates.
  • Operations SOPs: booking flow, consent/privacy, client records, ethics.
  • U.S. compliance pointers for licensing, truth-in-advertising, and data handling.

Quick answer: A complete, U.S.-focused psychic services business plan (Word & PDF) with SBA-aligned sections and a 3-year forecast for sessions, packages, and memberships—so you can secure funding and grow a credible tarot/astrology/mediumship practice.

  • Format: Microsoft Word (.docx) + PDF; fully editable.
  • Forecast: 36-month P&L, cash flow, breakeven, sensitivity.
  • Operations: intake/consent, ethics, privacy, refunds/reschedules.
  • Revenue: session tiers, bundles, memberships, gift options, add-ons.

What’s Inside

  • Executive Summary — Vision, practice model, funding ask, first-90-day milestones.
  • Products & Services — Tarot, astrology, mediumship, energy work, bundles, memberships, gift certificates.
  • Market Analysis — U.S. demand trends, client demographics, competition, seasonality.
  • Operations — Session flow, booking/payment systems, intake/consent, privacy & ethics, records.
  • Marketing — Lives/streams, email nurture, reviews, partnerships with wellness studios/shops.
  • Management — Solo or small team; training, calendaring, customer care SOPs.
  • Financial Forecast — Session volume × pricing, COGS (software/space), marketing spend, breakeven, 36-month projections.

Methodology (How This Plan Is Built)

  • SBA-style sections with lender-recognized tables: use of funds, breakeven, cash buffers.
  • Drivers: weekly sessions, price tier mix, package take-rate, no-shows, memberships, marketing CAC.
  • Scenarios: Lean / Standard / Ambitious for studio/online mix and ad spend.
  • Localize assumptions (wages, rent, ad costs, taxes), then export a clean PDF.

Compliance & Licensing (U.S.)

Who Should Use This Plan

  • Psychic readers and tarot practitioners launching a professional practice.
  • Mediums and astrologers expanding into packages or memberships.
  • Wellness entrepreneurs pursuing SBA loans, grants, or studio leases.
  • Energy healers adding virtual sessions and subscription options.
  • Part-time readers transitioning to full-time with a lender-ready plan.

Why Choose This Business Plan

Consultants can cost hundreds of dollars and slow you down. This template is lender-friendly today and tailored to how real practices work—session lengths, show-rate assumptions, package take-rates, and seasonality. Edit the numbers, add your story, export a polished PDF, and present with confidence.

Key Risks & Mitigations

  • No-show volatility → deposits, reminder flows, over-booking caps.
  • Marketing fatigue → rotate channels (lives, email, collabs), track CAC/LTV.
  • Policy disputes → clear consent, boundaries, refund/reschedule terms.
  • Data/privacy gaps → intake minimization, secure storage, retention policy.

Pricing & Costs: How do I set tiers and estimate breakeven?

Offer 2–3 tiers by session length (30/60/90 minutes) plus bundles and memberships. Price to cover software, payment fees, space (if any), taxes, and marketing. Model add-ons (recordings, written reports) so your margins hold as volume grows.

Breakeven = fixed costs ÷ contribution per session; set utilization targets from realistic weekly sessions. Show Lean/Standard/Ambitious scenarios and keep a 2–3-month cash buffer.

How do I write a psychic services business plan?

Lead with an executive summary, define services (tarot, astrology, mediumship), outline your marketing and operations, and tie the 3-year forecast to sessions per week × price. Include package/membership assumptions and clear ethics/privacy policies.

What should my pricing include?

Session tiers, bundles, memberships, and add-ons. Factor software, merchant fees, scheduling tools, studio/telecom costs, and taxes. Publish refund/no-show policies to reduce disputes.

BPlanMaker — Psychic Services Business Plan Template (U.S., SBA-aligned)
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Industry Snapshot (U.S.)

Interest in spiritual and wellness services supports a stable market for in-person and online readings. A nationally representative survey found that about 3 in 10 U.S. adults engage with astrology, tarot, or fortune-telling at least once a year, signaling durable demand across age groups and channels. Online booking and memberships help solo practitioners smooth revenue and reduce no-show risk while building repeat clientele.

Sources: Pew Research Center — Astrology, Tarot & Fortune-Telling Use (May 2025); AP News — Highlights from the Pew survey (May 2025).

What You’ll Turn In

  • SBA-aligned business plan (Word & PDF) with lender-style tables.
  • 3-year forecast: P&L, cash flow, breakeven, sensitivity.
  • Operations playbook (booking, intake/consent, privacy/ethics) and opening timeline.

What You’ll Customize

  • Service mix and pricing tiers (30/60/90 minutes, bundles, memberships).
  • Marketing channels (lives/streams, email, partnerships, reviews).
  • Policies (no-show, reschedules, refunds) and scheduling availability.

What’s Not Included

  • Legal, tax, or accounting services.
  • Third-party software subscriptions.
  • Custom grant writing or loan application filing.

Frequently Asked Questions

Is this template SBA-aligned?▾
Yes—the structure and 3-year model follow lender conventions for faster review.
Can I use this for online-only readings?▾
Yes—Zoom/phone session flow, scheduling, intake, and remote retention are included.
Does it include startup costs and pricing tiers?▾
Yes—line items for software/equipment, marketing, and working capital; sample session tiers, bundles, and memberships.
How does the plan address ethics and privacy?▾
Includes consent language, boundaries, records retention, and disclaimers to protect clients and your business.
How fast can I complete it?▾
Most practitioners finish edits in 24–48 hours and submit to lenders, landlords, or partners immediately.
Does it include memberships and recurring revenue?▾
Yes—membership and bundle examples with retention assumptions are modeled.

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Helpful Reads

Ready to Grow Your Psychic Practice?

Every week you wait, local readers win the clients you could be serving. This template saves $700+ in consulting fees and gets you lender-ready fast.

Start with a data-driven, funding-friendly plan — download, edit, and launch today.

Buy Now & Download Instantly – Start Your Practice

Version: v1.00 • Update cadence: reviewed quarterly for accuracy

Questions before buying? Email email@bplanmaker.com — we respond fast.

Last updated: October 2025 by BPlanMaker.

Templates are educational business documents, not legal or tax advice.

BPlanMaker

Psychic Services Business Plan – Instant Download

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